Bringing Finance to Pakistan's Poor PDF Download

Bringing Finance to Pakistan's Poor PDF
By:Tatiana Nenova,Cecile Thioro Niang,Anjum Ahmad
Published on 2009-11-13 by World Bank Publications

Although access to financing in Pakistan is expanding quickly, it is two to four times lower than regional benchmarks. Half of Pakistani adults, mostly women, do not engage with the financial system at all, and only 14 percent have access to formal services. Credit for small- and medium-size enterprises is rationed by the financial system. The formal microfinance sector reaches less than 2 percent of the poor, as opposed to more than 25 percent in neighboring countries. Yet it is the micro- and small businesses, along with remittances, that help families escape the poverty trap and participate in the economy. 'Bringing Finance to Pakistan s Poor' is based on a pioneering and comprehensive survey and dataset that measures the access to financial products by Pakistani households. The survey included 10,305 households in all areas of the country, excluding the tribal regions. The accompanying CD contains summary statistics. The authors develop a picture of access to and usage of financial services across the country and across different population groups, and they identify policy and regulatory priorities. Reform measures in Pakistan have been timely, but alone are not enough; financial institutions have lagged behind in adopting technology, segmenting customer bases, diversifying products, and simplifying processes and procedures. Gender bias and low levels of financial literacy remain barriers, as is geographical remoteness. However, the single strongest cause of low financial access is lack of income not location, education, or even gender. 'Bringing Finance to Pakistan s Poor' will be of great interest to readers working in the areas of business and finance, economic policy, gender and rural development, and microfinance.

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Book ID of Bringing Finance to Pakistan's Poor's Books is MYtt4m3XCqoC, Book which was written byTatiana Nenova,Cecile Thioro Niang,Anjum Ahmadhave ETAG "sFg0FZPb76Q"

Book which was published by World Bank Publications since 2009-11-13 have ISBNs, ISBN 13 Code is 9780821380321 and ISBN 10 Code is 082138032X

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Book which have "280 Pages" is Printed at BOOK under CategoryBusiness and Economics

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